THE WHOLE IS
Than The Sum of its parts
Founded by industry experts, Modularity brings a new level of product enhancement, solution innovation for traditional retail and payment markets including Omni channel.
We have decades of experience and experienced team which are busy delivering SW development of payments and retail solutions while we partnering with the most trusted brands in the industry offering the most advanced and secured solutions.
Our mission is to embed our proven technology at each node where credit card transaction flows .
Together we bring years of exceptional value & expertise
MP3-Modular PinPad Protocol
The MP3 is an EMV certified semi-integrated solution that handles all aspects of the EMV transaction process and PINpad interaction.
Modularity MP3 PINpad solution is a generic EMV contact and contactless application that supports a variety of PINpad vendors and provides a simple standard interface for card acceptance. With MP3 PINpad application Modularity offers point of sale vendors a ‘one-to-many’ integration ensuring payments flow with leading PINpads.
ABS Payment Solution
Automatic Banking Services – ABS (known by its Hebrew acronym of Shva) is the main transaction processor in Israel. The Israeli market is migrating to EMV and the adoption of chip-embedded credit and debit cards over traditional magnetic stripe cards opens up a whole new world of security and convenience benefits for merchants and consumers alike.
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Modularity Ashrait-EMV is a Secure and Flexible EMV Payment Solution giving merchants the power to process integrated credit, debit, gift, and loyalty transactions.
- certified by Shva
- PCI-compliant, EMV-certified, stable, and secure;
- Compatible with various vendors of POS terminals
- compatible with Windows, Linux and Android operating systems
- Compatible to transaction servers – can be installed as a transaction core engine for payment gateways
- Tailor Made – adjustments and modifications to ensure synergy and full integration into merchant enterprise systems
Debit Gateway and Cash Withdrawal Service
Modularity offers a Cash withdrawal service (like ATM) by connecting the merchant to Modularity Debit Gateway. The service of cash withdrawal is made securely by entering the PIN code of the credit card on the merchant PINpad.
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About 70% of credit transactions in Europe and the US are debit transactions. A debit transaction is very similar to payable in cash. The customer has to tap his PIN code on the PIN Entry Device (PED), the transaction amount is immediately charged from the costumer bank account. The business earned deal amount within a few business days.
- Cash transaction without using bills
- The client benefits from a cash discount
- Wise consumption – no deviation from the account balance.
- cash flow, the transaction amount is transferred within a few business days (usually within two business days)
- No processing fees to the credit card companies
- The transaction is safe using the PIN code
EMV (Europay®, Mastercard®, Visa®) is a payment standard that utilizes a smart card chip on the credit card and stores the data on integrated circuits rather than the traditional magnetic stripe the card is inserted (or “dipped”) into an EMV compatible reader/PIN Pad for the duration of the transaction while the customer inputs a security PIN to establish valid card ownership.
Modularity offers number of EMV solutions in various aspects.
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The purpose of EMV is to increase protection and reduce on-site credit card fraud by confirming that the card is both valid and in the hands of the correct owner.
- Increased fraud protection
- Reduced liability for chargebacks
- Greater operational efficiency – no more receipts or receipt storage to verify signatures
The transition to EMV technology is challenging. Adjustments are needed at both the hardware and especially software level. With experience of over 15 years in the EMV, we Modularity we can help you deploy your EMV technology in the business environment of the organization.
Modularity offers number of EMV solutions in various aspects:
EMV Wrapper – This abstraction library of EMV Kernel provides a simple and convenient interface application to implement EMV transactions. The library can be adapted easily for different hardware.
EMV Certifications – EMV certification process requires preparation and testing by complex tools. Simulation tools of different smart cards and various transaction scenarios. With extensive experience in operating the tools and tests scenarios we will make sure your product is well prepared to pass the processors certification tests.
EMV workshop – a one day training includes an overview and background of the world of EMV, contact and contactless transactions. This tutorial surveys EMV technology with a focus on adjustments and changes in the Israeli market.
With extensive experience in ATMs, including software development for a variety of models and manufacturers, Modularity has the knowledge to interface to any bank in Israel and around the world.
Modularity has extensive experience and understanding of the operating environment of the fuel station. We carried out a variety of projects for fuel station, site controller and especially for the payment environment of the gas station.
Modularity offers diverse solutions for EMV payments of the station environment, the convenience store and pay at the pump.
A digital Mobile Wallet solution that provides Secure and fast monetary transactions
– Cash in/out (deposits and withdrawals)
– In-Store payments
– International and person-to-person transfers
– Bill payments
– finance services- balance, history
– QR code transactions
Internet Of Things
The Internet of Things (IoT) revolution is growing rapidly and changing Industries and business environments, by year 2020 there will be over than 50 billion devices connected to the Internet.
While the promise of the Internet of Things (IoT) brings many new business prospects, it also presents significant challenges ranging from technology architectural choices to security concerns. We have spent the last 20 years learning all kinds of embedded systems. We are specialized in designing high-performance and highly integrated systems from small footprint firmware for 8 bit micro-controllers to large scale platforms running advanced Operating Systems such as Linux or Android. Our versatile and comprehensive knowledge and in-house development projects and endpoints solutions enable us to offer our customers proven products with short time to market.
Linux-based endpoints are very common on a wide variety of platforms. one of the popular Linux distributions which we experienced and widely use in many of our projects is Yocto.
The Yocto Project allows customization of a distribution’s characteristics by making use of a layered architecture with pre-shaped metadata packages (recipes) that provide building instructions for packages like graphics, Qt, networking, kernel recipes, tools, and much more.
In many of our IOT platforms we prefer to take advantage of the time- and effort-saving benefits offered by the Yocto project and build our platform over Yocto.
selecting a suitable IoT wireless technology is a key point, we have specialized in various technologies in our projects such as: Cellular modems, Bluetooth, Bluetooth LE, WiFi, ZigBee and NFC.
MQTT is one the most promising protocol for small devices. MQTT is a publish/subscribe messaging protocol designed for lightweight M2M communications. It was originally developed by IBM and is now an open standard.
Modularity has extensive experience in using MQTT as a secure, bi-directional communication between Internet-connected things and the management cloud such as Amazon AWS IoT.
IOT and Cyber
There is no doubt that IoT security is a major key point. Security and privacy concerns have received massive media coverage and lots of connected devices had suffered from hacker attacks.
When it comes to security, we bring our proven skills and experience from the advanced security and encryption standards of the payment industry. Each product is developed with security in mind to make better security decisions when building, deploying, or assessing IoT technologies
Here is a short list of IOT projects we developed recently
Powering growth for amazing companies
Halapid 15 Petach Tikva
If you’re interested in working with us, please send us a message!